Wisely PlanYour Digital Life.
A digital asset plan is a strategy for organizing, securing, and managing everything you own online, so it stays accessible to the people you trust through any change in life. Your plan is the map of what you have, where it lives, and what others will need to know.
A clear record of everything you own online, and how it should be handled.
A digital asset plan captures your accounts, files, credentials, and digital property in one considered place. It documents what you hold, where it lives, and the instructions you want followed, so your wishes are clear and your loved ones are never left guessing.
Your plan is a roadmap, not a storage vault. It provides the thinking and the structure. For secure storage and ongoing management of the assets themselves, you may choose to connect your plans to Digital SafeKeeper.
"Between Livelihood & Legacy —That's Masterwork, Where your Wisdom leaves its mark.™"
— Sherrie Rose, The Masterwork Advisor
Devices fail. Passwords scatter. A plan holds the center.
Life changes, and accounts multiply quietly in the background. Without a plan, a lifetime of digital property becomes a search problem for the people you love, at the moment they can least afford it.
A digital asset plan gives you clarity about what you own, the assurance that loved ones can reach what matters, and a record of how you want each asset handled. It prepares you for transitions, emergencies, and the events no one likes to schedule.
Five parts, working together.
A complete list of everything you own online.
- Financial — online banking, investment accounts, and digital wallets such as PayPal or Venmo.
- Monetary and investment — cryptocurrency such as Bitcoin and Ethereum, NFTs, and domain names.
- Personal and sentimental — photos, videos, and email held on your devices or in the cloud, including Google Drive and iCloud.
- Social and entertainment — profiles on Facebook, Instagram, and LinkedIn, and subscriptions such as Netflix or Spotify.
- Custom — based on your life, your Masterwork, and your unique wisdom.
The keys, kept where they belong.
Usernames, recovery information, and security questions, documented with care. A password manager or secure vault keeps this protected. Credentials should never be listed in a will, which becomes a public document.
Three · InstructionsClear direction for each asset.
How every asset should be handled: memorialized, transferred to a beneficiary, or closed. Each item carries your intent, written plainly, so nothing is left to interpretation.
A trusted person, ready to act.
Someone appointed to carry out your digital wishes. Your plan gives them the map. Your estate documents give them the authority.
Your secure home for your digital assets.
Optional but recommended. Once your plan is mapped, Digital SafeKeeper gives the assets themselves a secure home, stored and managed for the long term.
Anyone with a digital life worth keeping in order.
This is for people who would rather think ahead than scramble later. You may be developing real value online, organizing a lifetime of personal files, preparing for a transition, or making sure access passes responsibly to the people you trust.
If any part of your life lives on a screen, a plan serves you.
The Three Major Actions
A complete inventory of every account, file, and credential, gathered in one place so nothing depends on memory.
Plain direction for how each asset should be handled, recorded with the discernment of someone who has thought it through.
The right people, with the right access, at the right time, supported by the legal authorization that makes it stand.
A plan stays useful when you keep it in play.
A digital asset plan works alongside your legal documents. It organizes the detail. Your attorney handles the formal authorization.
Review on a rhythm.
Revisit your inventory at least once a year, and after any major change: new accounts, closed accounts, or updated credentials.
Designate your legacy contacts.
Use platform tools such as Apple's Legacy Contact and Google's Inactive Account Manager. These often take priority over general instructions in a will, so set them directly.
Secure the legal authorization.
Work with your estate attorney so your documents grant your executor specific authority to access digital accounts. The Revised Uniform Fiduciary Access to Digital Assets Act (RUFADAA) governs who can legally step in, and clear authorization is what lets your plan be acted on.
A digital asset plan complements, and does not replace, professional legal and estate advice.
Everything your plan puts in place.
- A complete inventory. Every account, file, and login, held in one place.
- A path for analog items. Letters, contracts, receipts, photos, and medical records, brought into the digital record where they belong.
- Clear instructions. How each asset works, and who needs access.
- Emergency access. Optional direction for the contacts you trust.
- Easy updates. Your plan grows as your digital life does.
Frequently asked.
What counts as a digital asset?
Anything digital, or anything tied to your digital identity: accounts, files, photos, cryptocurrency and wallets, domain names, licenses, and memories held in the cloud.
Is my information safe?
Your plan focuses on clarity and structure, and you control what you record. For secure ongoing storage of the assets themselves, the plan connects to Digital SafeKeeper.
What is a digital executor, and do I need one?
A digital executor is a trusted person appointed to handle your digital estate. Your plan gives them a clear map, and your estate documents grant the legal authority to act on it.
Does this replace my will or estate plan?
No. A digital asset plan works alongside your legal documents. It organizes the detail, and your attorney handles the formal authorization, including the access rights covered by RUFADAA.
Can I update it later?
Yes. A plan is a living record. Revisit it whenever your life changes.
Read about digital asset plans in The Masterwork Years.
Sherrie Rose has named this life stage and defined the framework for those in between: the years when you are fully capable, richly experienced, and genuinely free to do your most important work, including wisely creating your digital asset plan.
Read The Masterwork YearsBegin the plan that keeps everything you own online in order.
This is more than a list. It is considered planning for your digital world, and it connects directly to secure storage through Digital SafeKeeper. Understanding why legacy matters extends naturally to your digital footprint.
"Made for Wisdom. Enhavim-driven."
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Masterwork Matrix™, Decade Map™, and The Wisdom Model™ are trademarks of Masterwork360.